About Us

Financial institutions, corporates, small businesses, and even an individual are often effected by Bad Debt Collection accounts. Allure and Bliss, a five year old company, professionally run enforcement, collection & recovery agency with a trained staff of Debt Recovery Agents and Advocate on panel. Headquartered at Chandigarh with team of 20 years of experience in field of Enforcement, Collection and Recovery. We have multiple features that give you access to some excellent services.

• Customized debt collection approach
• Quick payments
• Worldwide collection
• Amicable approach
• Expertise in the local law and practices
• Maximum return on investment

Presently Empanelled as Enforcement, Collection, Recovery Agency withAllahabad Bank, ICICI Bank, IDFC Bank and TATA Capital Financial Services Ltd. (Auto, Business Loan, Agri Loan and Housing Loan).

Benefits Of Choosing

We have a dedicated team of debt recovery experts who specialize in various services. Right from the post-litigation advice, our professionals guide you entirely until the debt is recovered. Our other benefits include:

• Easy to use the online debt collection system.
• Our debt collection specialists are experts in local law and practices.
• We work hand-in-hand with you to achieve the maximum return on investment.
• By allocating the debt recovery process to us, you can concentrate on your primary business.
• Having us collate your debts is the most cost-effective alternative to legal proceedings.

We Frame Strategy For Bad Debt Collection Payers

Not all the debt collection organizations uplift your business growth. Some agencies are known to harm your business severely. However, hiring our experts will resolve such challenges. We invest adequate time to plan a suitable strategy for every bad debt collection payer based on their past.

Besides, we make use of specific metrics to classify the bad debt in the category of the real bad debt or deliberate bad debt before implementing our set plan. We realize some bad debt creators are your loyal clients who could bring in business in the future.

Vision

It Is Not In What You See, It Is In What You Believe!
To become a trusted debt recovery partner to every financial institution and businesses across the globe.

Mission

Brick By Brick We Build The Empire, For Now, Let Us Help You Build Customers!
To help all the partnered banks, financial institutions and businesses turnaround their delinquent debt and achieve maximum return on investment.

Values

• Obsession towards delivering pleasant, seamless and integrated customer service.
• Insist on the highest standard and quality
• Take a moonshot
• Built on the cornerstone of trust & integrity
• Evolve naturally
• Focus more on building long term relationships and than short term gains.
• Inclined towards action
• Provide an atmosphere of growth and prosperity to all our recovery partners-employees

Place of Operation	North Zone, West Zone and Central Zone
Detail of Associates	Advocate, Investigator, Business Man, Retired Bank Officer, Debt Recovery Agents.
Experience	Already worked as Collection/Recovery/Enforcement Agent with various Banks from 2000 to till date

Name of the Banks & Companies where we are enrolled as Enforcement & Recovery Agency-

S.No	Name of Banks	Cities/States	Empaneled From
1	ICICI BANK	Punjab, Haryana, Gujarat, Maharashtra, UP, HP & MP.	December, 2015 Till Date.
2	Tata Capital Financial Services Ltd.	Punjab, Haryana, Gujarat, Maharashtra, UP, HP & MP.	May,2018 Till Date.
3	Allahabad Bank	Chandigarh Zone.	June,2018 Till Date.
4	Idfc Bank	Chandigarh Zone.	November,2019 Till Date.
5	Indian Bank	Chandigarh Zone.	August, 2020 Till Date.

Name of the Banks where I was enrolled as Collection & Recovery Agent-

S.No	Name of Banks	Cities/States
1	Citi Bank	Chandigarh, Ludhiana
2	Icici Bank	Chandigarh.
3	Hdfc Bank	Chandigarh
4	SBI Cards	Punjab, Jammu
5	HSBC	Chandigarh
6	Tata Capital Financial Services Ltd	Punjab, Haryana

Name of the Banks where I was enrolled as Enforcement/Sarfaesi Agent

S.No	Name of Banks	Cities/States
1	Icici Bank	Punjab, Haryana, Himachal, Delhi, Rajasthan.
2	Allahabad Bank	Chandigarh Zonal
3	Punjab & Sind Bank	Punjab
4	Central Bank of India	Chandigarh
5	OBC	State Bank of India
6	Tata Capital Financial Services Ltd	Chandigarh

Seizure of Vehicles, Business and Home Loans

S.No	Name of Banks	Cities/States
1	Punjab & Sind Bank	Punjab
2	Allahabad Bank	Chandigarh Zonal
3	ICICI Bank	Chandigarh, Haryana, Punjab, Delhi, Rajasthan.

Expected Fee: As per the Rule, Regulations and Bank Norms

The Agency has sufficient vehicles, bidders, licensed weapons, labor, system administrators, and retired senior officials as well as other sources which could be helpful in tracing the missing assets/persons & for the recovery of the dues of the Bank.

I, on behalf of the agency, assure you that if impaneled as Enforcement, Collection and Recovery Agency, the Agency will do its best in the interest of the Bank.